UUtiliTools
home/finance/loan-calculator

Loan / Mortgage Calculator

Calculate monthly payments, total interest and view a full amortization schedule.

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How to Use Loan Calculator

Calculate monthly loan payments, total interest, and amortization schedules for any loan amount, rate, and term.

1

Enter Loan Amount

Input the total amount you plan to borrow or the current loan balance.

2

Set Rate and Term

Enter the annual interest rate and loan duration in months or years.

3

Calculate Payments

Click calculate to see monthly payment, total interest, and total cost.

Common Use Cases

Mortgage Planning

Calculate monthly mortgage payments and total cost for different home loan scenarios.

Auto Loan Comparison

Compare car loan offers from different lenders to find the best deal.

Student Loan Management

Plan repayment strategies by calculating payments for different loan terms.

Pro Tips

  • -Compare different loan terms to see how duration affects monthly payments and total interest.
  • -Even small rate differences significantly impact total interest on large loans.
  • -Review the amortization schedule to see how payments split between principal and interest.